Terms of Service

These Terms of Service ("Terms") govern your access to and use of the lead marketplace platform operated at leads.clearchoicemg.com ("Platform") by HMD Consulting Group, LLC DBA Clear Choice Marketing Group ("Company," "we," "us," or "our"), located at 1000 Town Center Dr., Suite 520, Oxnard, CA 93036. By creating an account or purchasing leads through the Platform, you ("Buyer") agree to be bound by these Terms.

Platform Overview

The Platform is a wholesale lead marketplace that connects verified buyers including call centers, agencies, and law firms with consumer leads across multiple verticals. Leads are sourced through Company-owned and operated websites, landing pages, and marketing campaigns, as well as through a network of third-party publishers and affiliate partners who are contractually bound to comply with applicable laws. Lead products may include real-time form fills, inbound calls, live transfers, click-to-call, and aged data.

Company Role as Lead Aggregator

The Company operates as a lead aggregator and broker. The Company does not always act as the original lead source. Consumer leads available on the Platform may be generated by Company-owned and operated properties or by third-party publishers and affiliates operating under written agreements with the Company. The Company makes reasonable efforts to ensure all lead sources comply with applicable consent and data collection requirements but does not warrant the conduct of independent publishers.

Buyer Eligibility

To purchase leads, you must: Complete the buyer onboarding process and be approved by the Company. Operate a legitimate business in a supported vertical. Comply with all applicable federal, state, and local laws governing lead use and consumer contact. Maintain a valid payment method on file.

Lead Quality & Delivery

Leads are delivered in real time or as aged data depending on the product purchased. The Company makes reasonable efforts to ensure lead quality and TCPA compliance at the point of collection across all owned properties and publisher sources. All leads are sold as-is. The Company does not guarantee conversion rates, contact rates, or revenue outcomes. Buyers are responsible for verifying lead suitability for their specific use case.

Pricing & Payment

Lead prices vary by vertical, lead type, and volume tier. All purchases are final. Refunds are issued only for verified duplicate leads or leads that fail basic quality standards as determined by the Company in its sole discretion. Credits purchased are non-refundable and expire 12 months from the date of purchase.

Acceptable Use

Buyers agree NOT to: Resell or redistribute leads purchased through the Platform without prior written consent from the Company. Use leads for any illegal purpose including unauthorized robocalling, spam, or fraud. Contact consumers who have opted out or are on applicable Do Not Call registries. Reverse engineer, scrape, or duplicate the Platform or its data.

TCPA Compliance

Buyers are solely responsible for ensuring their outreach activities comply with the Telephone Consumer Protection Act (TCPA), the FTC's Telemarketing Sales Rule (TSR), and all applicable state laws. The Company and its lead sources collect consumer consent at the point of lead generation, but the Company makes no warranties regarding the sufficiency of that consent for Buyer's specific outreach methodology. Buyers assume full responsibility for their contact practices.

Indemnification

Buyer agrees to indemnify, defend, and hold harmless HMD Consulting Group, LLC DBA Clear Choice Marketing Group, its officers, employees, affiliates, publishers, and agents from any claims, damages, fines, or penalties arising from Buyer's use of purchased leads or violation of these Terms.

Termination

The Company reserves the right to suspend or terminate any buyer account at its sole discretion, including for violations of these Terms, suspected fraud, or chargebacks.

Limitation of Liability

To the maximum extent permitted by law, the Company's total liability to any Buyer shall not exceed the total amount paid by that Buyer in the 30 days prior to the claim. The Company shall not be liable for any indirect, incidental, special, or consequential damages.

Governing Law

These Terms are governed by the laws of the State of California. Any disputes shall be resolved in Ventura County, California.

Changes to Terms

The Company reserves the right to modify these Terms at any time. Continued use of the Platform after changes constitutes acceptance of the revised Terms.

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